Five financing partners. Terms from 12 to 84 months. Soft credit checks at the start. Most patients qualify for a plan that fits their monthly budget — and a smile that doesn't have to wait.
The calculator on the right gives you a rough monthly payment estimate based on the amount financed and the term length. Actual rates depend on your credit and the financing partner you choose — but most patients qualify for plans within the ranges shown.
For two-arch cases, double the financed amount. Most patients with reasonable credit can structure $15,000 to $30,000 in financing across 60 to 84 months for a manageable monthly payment.
Soft-credit pre-qualification is available with most partners — meaning you can see what you qualify for without affecting your credit score.
Each partner has different strengths — some specialize in larger amounts and longer terms, others in instant approval at the chair, others in lower interest rates for higher-credit applicants. We help you pick the right one at consultation.
Cherry is purpose-built for healthcare financing — including dental and oral surgery. Soft credit pull means checking your eligibility doesn't affect your credit score. Best for most patients with good-to-excellent credit looking for healthcare-friendly terms.
Proceed specializes in dental implant financing with longer terms — making them ideal for two-arch cases or higher amounts where spreading payments across 5-7 years brings the monthly into a manageable range.
Sunbit's strength is speed — applications take roughly 30 seconds at the chair, and most patients are approved. Particularly useful when patients want to commit at consultation without going home to apply for separate financing first.
LendingClub offers personal loans with potentially lower interest rates for higher-credit applicants. Best when you're looking for the lowest possible APR and have good-to-excellent credit. Funded as a direct deposit you bring to the practice.
CareCredit is the long-standing healthcare financing card. Useful for patients who can pay off their balance during a promotional 0% APR window (typically 6, 12, 18, or 24 months). Be aware that if the balance isn't paid off during the promotional period, deferred interest applies retroactively to the original purchase amount — read the terms carefully. Most appropriate for patients who can confidently pay within the promotional window.
Full-arch dental implant procedures are typically eligible for payment from Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). These pre-tax dollars can substantially reduce your effective cost.
For patients who have access to either account through their employer or healthcare plan, this is often the smartest first dollar to spend on the procedure. Combine HSA/FSA funds with financing to cover the rest.
We provide all necessary documentation and procedure coding for HSA/FSA reimbursement at no additional charge.
Complimentary consultation with Dr. Volland for full-arch implant cases. You receive a written treatment plan with the exact, all-inclusive price for your specific case — no surprises.
Apply with one or more of our financing partners using soft credit pulls. See what you qualify for without affecting your credit score.
Compare offers across partners. Select the term length and monthly payment that fits your budget. We help you read the fine print.
Once financing is approved and signed, we schedule your surgical date. Your treatment plan is locked in — and so is your monthly payment.
Schedule a complimentary consultation. Get your written treatment plan with exact pricing. Apply for financing on your timeline — there's no pressure, no obligation, and no commitment until you decide.
Complimentary Full-Arch Consultation